Paycheck Planner

Free Paycheck Budget Worksheet & Template

Match every bill to the exact paycheck that covers it -- the single biggest fix for running out of money before payday. Fill it in below, or print this page (Ctrl/Cmd + P, save as PDF) to use it by hand.

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Plus a free 6-email mini-course on organizing your paycheck, avoiding common budgeting mistakes, paying off debt, and saving consistently. No spam, unsubscribe anytime.

This Paycheck's Budget

Paycheck date: ______________    Amount: ______________

1. Bills due before your next paycheck

Bill
Amount
Due date
Paid
Rent / mortgage
Utilities
Phone
Minimum debt payments
_______________
_______________
_______________

2. What's left for groceries, gas, and everything else

Paycheck amount − total bills above = ______________

3. Savings from this paycheck

Even $10-20 counts. Move it the day the paycheck lands: ______________

4. Buffer tracker

Goal: build one extra paycheck of cushion in checking, so a bill that lands early never causes an overdraft. Current buffer: ______________ / one paycheck

Get the worksheet by email

Plus a free 6-email mini-course on organizing your paycheck, avoiding common budgeting mistakes, paying off debt, and saving consistently. No spam, unsubscribe anytime.